by George Heymann

Near Field Communications (NFC) mobile payments FAQ

By Michael Koploy

ERP Analyst at Software Advice

According to US research advisory Gartner, mobile payments may be the next “big thing” for retailers. The firm expected 38 percent growth of mobile payment users last year, totaling 141 million.

While this may seem like a lot, the industry still has a long way to go and there are a number of roadblocks ahead, according to Sandy Shen, Gartner Research Director. “The biggest hurdle is the need to change user behavior by convincing consumers to pay with mobile phones instead of cash and cards,” says Shen.

Retailers can play a large role in changing user behavior, and the first step is learning more about the technology. Software Advice often hears from retailers that are curious about mobile payments, so they put together a FAQ. Here are answers to three of their top questions.

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Filed under: General technology, Media, Services, , , , , , , , , , , , , , ,

iOS 5 tethered and untethered Jailbreak now available for iPhone 4S and iPad2, Seidio Extended battery for Galaxy Nexus available for order.

Smartphone Briefs

By Chris Coleman|@PhoneKnack

On January 20th, Greenpois0n released their tool to jailbreak (unlock) the iPhone 4S or iPad 2. The jailbreak will support iOS 5.0 and iOS 5.0.1 according to Greenpois0n, however the tools were only available for the Mac. The Greenpois0n team has now released the Windows version, which can be found by following this link.

Whited00r , a well known iOS community modding site has come forth with a way to get some features of iOS 5.0 on your older generation iPhones and iPods. For those who have an iPhone 2G, iPhone 3G, and iPod Touch and are interested in basking in the glory of i0S 5.0, Whited00r has your back. Make sure to follow this link and from there, simply pick your device. Sound off in the comments after the break with what you think of iOS 5.0 being on old-generation Apple products.

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Filed under: Android, Apple, General technology, Google, Hardware, iOS, Ipad, Iphone, Media, Services, Software, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Moneto prepaid NFC mobile wallet service compatible with Android and iPhone

by George Heymann|@techeadlines

Yesterday DeviceFidelity, Inc and Spring Card Systems LLC, announced Moneto a prepaid mobile wallet service utilizing Near Field Communications (NFC) in conjunction with MasterCard PayPass technology.

The innovative service enables NFC on previously incompatible smartphones by utilizing a custom Moneto microSD card for Android and a custom case for iPhone.

According to its press release “Users can fund their Moneto prepaid account through direct deposit, ACH transfer or cash/credit/debit card-enabled third-party money transfer services such as MoneyGram, Western Union, PayPal or GreenDot.

Moneto also comes with a companion prepaid MasterCard to give users the ability to access cash at ATMs and make online purchases, pay bills or shop at merchants that do not accept contactless payments. Moneto also enables card-to-card and wire-fund transfers from a secure internet portal accessible via”

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Filed under: Android, Apple, Google, Hardware, iOS, Iphone, Preview, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Google Maps updated to 5.11, features include reduced map storage size, ICS NFC support, UI tweaks

Google recently updated its Maps app to version 5.11, the updated version which is available now on the Android Market takes up less storage than before. Maps are available for specific screen resolutions so users with low resolution screen handsets no longer need to download maps that are optimized for a high-resolution display.

In addition, Google has introduced minor changes to some screen elements, the zoom buttons, have a slightly different appearance. They are now square, stacked vertically on the bottom right of the screen. I use Google Maps daily and didn’t notice the subtle changes. Thanks to those of you that noticed.

Google also changed the NFC permissions, reportedly to support the beaming feature in the upcoming release of Android 4.0 Ice Cream Sandwich.

Filed under: Android, General technology, Services, Software, , , , , , , , , , ,

Mobile Wallet Adoption Strategies for the Newly-Partnered Isis

By Michael Koploy

ERP Analyst at Software Advice

Isis made big news last week when it announced it had established a partnership with the four largest credit card networks – Visa, Mastercard, Discover, and American Express. This is great news for the mobile payments, and a indication that retailers may have more incentive to use Isis than the limited Google Wallet and PayPal NFC offerings.

The big test for Isis will be in the two pilot cities for 2012: Salt Lake City and Austin. Michael Koploy, ERP Analyst of Software Advice, recently express his thoughts on mobile payments adoption for Austin, Texas on the Software Advice blog. To effectively establish itself as the leader in mobile payments in the US, Koploy believes that Isis will have to follow these five adoption strategies in Austin:

  1. Spread the Word with Festivals and Conferences (e.g., South-by-Southwest, Austin City Limits)
  2. Find Innovative Ways to Integrate NFC with Education (e.g., University of Texas at Austin)
  3. Create NFC Purchasing Habits at Hip Food Venues (with Austin’s food trailers)
  4. Integrate NFC with High-End Supermarkets (e.g., Whole Foods)
  5. Attract the NFC Crowd with Merchant Neighborhoods (like Austin’s South Congress merchant hub)

For more thoughts on NFC adoption in Austin and the US, check out: Five Ways Austin Can Springboard Mobile Wallet Adoption.

Filed under: General technology, Services, , , , , , , , , , , , , , , , , , , ,

NXP unlocks the potential of multifunction car keys

by John Roberts 

Technology Market 

Pioneering the market for ‘smart’ car keys, NXP Semiconductors has announced the availability of its production-ready single-chip solution for multifunction car keys – the NCF2970 (KEyLink Lite). Enhancing the functionality of car keys by supporting Near Field Communications (NFC) technology, NXP’s KEyLink Lite enables car manufacturers to offer a new driving experience with keys that connect to external NFC-compliant devices, such as mobile phones, tablets and laptops.

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Filed under: General technology, Hardware, Services, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Google: Tap, pay and save, soon your wallet is your phone

by George Heymann

Google, in conjunction with launch partners Citigroup, MasterCard, First Data and Sprint, officially announced its mobile payment app, Google Wallet. The app will essentially make your phone your wallet. The software works in tandem with special hardware utilizing near field communications (NFC).

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Filed under: Android, General technology, Google, Hardware, Services, Software, , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Can Apple overtake Visa and Mastercard?

By: Michael Koploy

ERP Market Analyst, Software Advice

Apple is supposedly working on an iPhone that will have near field communication (NFC) capabilities, along with other hardware and software upgrades. While the latter upgrades will be nice, I think the true potential lies in NFC. NFC technology is powered by radio frequency identification (RFID) chips, the ones that distributors and retailers use to monitor palettes and inventory when shipping.

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Filed under: Apple, General technology, Hardware, iOS, Iphone, Media, Software, , , , , , , , , , , , , , , , , , , , , , , ,

Whose responsibility is It to protect Our E-wallets?

By: Michael Koploy

ERP Market Analyst, Software Advice

With announcements by Google, Amazon, Mastercard, Sprint, and the 2012 Olympics Committee in the last few days, everyone is talking about near field communication (NFC) payments. As we transition to these contactless phone payments, the burden of security will shift from card-issuing banks to a new set of players: software developers, retailers, and consumers. I have outlined what all four players have at stake and what they can do to assure security is a priority.

The article ends with a survey, asking who you think should be responsible for privacy.

Read more at: The Retail Blog by Software Advice

Filed under: Media, , , , , , ,

Amazon reportedly jumping into the NFC mobile payment fray!

by George Heymann

Amazon is reportedly working on a Near Field Communication (NFC) payment system that will incorporate their Internet retailing expertise into mobile commerce according to a recent Bloomberg report.

The proposed NFC system would let consumers pay for goods in brick-and-mortar store using their mobile phones.

The NFC system is a short-range wireless technology that is very similar to the embedded card technology that is used today to waive credit cards in front of a reader instead of using a traditional swipe method.

This would put Amazon into direct competition with Google, Apple, Paypal, Citigroup, Inc., MasterCard, Inc. Discover and Isis in the burgeoning NFC mobile payment space.

Filed under: Android, Apple, General technology, Google, iOS, , , , , , , , , , ,

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